:root{
  --ink:#101828;--muted:#5f6b7a;--line:#dfe5eb;--soft:#f5f7f9;--paper:#fff;
  --green:#118847;--green2:#e9f7ef;--navy:#132238;--orange:#ad5b16;--orange2:#fff4e8;
  --red:#b42318;--red2:#fff0ee;--blue:#175cd3;--blue2:#eff5ff;--radius:14px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Pretendard,"Noto Sans KR",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55;letter-spacing:-.015em}a{color:inherit}button,input,select,textarea{font:inherit}.wrap{width:min(1080px,calc(100% - 32px));margin:auto}.top{height:68px;border-bottom:1px solid #edf0f2;background:rgba(255,255,255,.95);position:sticky;top:0;z-index:30;backdrop-filter:blur(9px)}.top .wrap{height:100%;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none}.brand-icon{width:40px;height:40px}.brand strong{font-size:17px;display:block;line-height:1.15}.brand small{font-size:11px;color:#77818c;font-weight:700}.nav{display:flex;align-items:center;gap:20px;font-size:14px;font-weight:800}.nav a{text-decoration:none;color:#46515e}.nav a:hover{color:#111}.hero{padding:64px 0 32px;background:linear-gradient(180deg,#f7faf8 0,#fff 100%)}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:7px;font-size:13px;font-weight:900;color:#17633a;background:#e8f7ee;border:1px solid #c8ead6;padding:7px 10px;border-radius:999px}.eyebrow i{width:7px;height:7px;background:#19a65b;border-radius:50%}.hero h1{font-size:46px;line-height:1.14;margin:16px 0 16px;letter-spacing:-.045em}.hero h1 em{font-style:normal;color:var(--green)}.hero p{font-size:18px;color:#596573;margin:0;max-width:650px}.hero-note{margin-top:18px;font-size:13px;color:#6b7580}.calc-card{background:#fff;border:1px solid #dfe7e2;box-shadow:0 20px 60px rgba(28,53,41,.09);border-radius:20px;padding:24px}.calc-card h2{font-size:22px;margin:0 0 4px}.calc-card .sub{font-size:13px;color:var(--muted);margin-bottom:18px}.field{margin:13px 0}.label{display:block;font-size:13px;font-weight:900;margin-bottom:7px}.money-input{display:flex;align-items:center;border:1px solid #cfd8df;border-radius:11px;overflow:hidden;background:#fff}.money-input input{width:100%;border:0;outline:0;padding:14px 14px;font-size:22px;font-weight:900;text-align:right}.money-input span{padding-right:14px;color:#5d6670;font-weight:800}.select,.input,.textarea{width:100%;border:1px solid #cfd8df;border-radius:10px;padding:12px 13px;background:#fff;outline:0}.textarea{resize:vertical;min-height:90px}.select:focus,.input:focus,.textarea:focus,.money-input:focus-within{border-color:#6db78c;box-shadow:0 0 0 3px #eaf7ef}.seg{display:grid;grid-template-columns:1fr 1fr;border:1px solid #d8dfe4;border-radius:10px;overflow:hidden}.seg button{border:0;background:#fff;padding:10px 8px;font-size:13px;font-weight:900;cursor:pointer}.seg button+button{border-left:1px solid #d8dfe4}.seg button.active{background:#17263b;color:#fff}.btn{border:0;border-radius:10px;background:#14243a;color:#fff;font-weight:900;padding:13px 16px;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:6px}.btn.green{background:#118847}.btn.light{background:#eef2f5;color:#1f2937}.btn.outline{background:#fff;color:#1f2937;border:1px solid #cfd8df}.btn.wide{width:100%}.result{display:none;margin-top:16px;border-top:1px solid #e7ebee;padding-top:16px}.result.show{display:block}.result-head{display:flex;align-items:flex-start;justify-content:space-between;gap:10px}.result-head strong{font-size:17px}.difference{font-size:27px;font-weight:950;color:#0d8544}.compare{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:13px}.compare-box{padding:13px;border-radius:11px;background:#f5f7f8;border:1px solid #e5e9ec}.compare-box.new{background:#eef9f2;border-color:#cfead9}.compare-box small{display:block;color:#65707b;font-weight:800}.compare-box b{display:block;font-size:20px;margin-top:2px}.compare-box span{display:block;font-size:12px;color:#66717d;margin-top:3px}.annual{margin-top:9px;padding:11px 13px;background:#f8fafb;border-radius:10px;font-size:13px}.policy-strip{padding:16px 0}.policy-box{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:13px;border:1px solid #e2e7eb;background:#fff;padding:14px 16px;border-radius:12px}.status-badge{font-size:12px;font-weight:950;padding:5px 8px;border-radius:6px;background:var(--orange2);color:var(--orange)}.status-badge.final{background:var(--green2);color:var(--green)}.policy-box strong{font-size:14px}.policy-box p{font-size:12px;color:#687480;margin:1px 0 0}.policy-link{font-size:13px;font-weight:900;text-decoration:none;color:#254f8c}.section{padding:54px 0}.section.gray{background:#f7f8fa}.section-title{font-size:30px;line-height:1.25;margin:0 0 7px;letter-spacing:-.035em}.section-desc{color:#687480;margin:0 0 24px}.three{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.card{border:1px solid #e0e5e9;background:#fff;border-radius:14px;padding:20px}.card h3{font-size:18px;margin:0 0 7px}.card p{font-size:14px;color:#626e7b;margin:0}.card .iconbox{width:42px;height:42px;border-radius:10px;background:#eef6f1;display:grid;place-items:center;font-size:21px;margin-bottom:13px}.kpi{font-size:28px;font-weight:950;margin-top:8px}.check-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:18px}.check-panel{border:1px solid #dfe5e8;border-radius:14px;padding:20px;background:#fff}.check-panel h3{margin:0 0 14px}.radio-list{display:grid;gap:8px}.choice{display:flex;align-items:flex-start;gap:9px;padding:11px;border:1px solid #dfe5e8;border-radius:10px;cursor:pointer}.choice:has(input:checked){border-color:#6bad85;background:#f2faf5}.choice input{margin-top:4px}.elig-result{display:none;border-radius:12px;padding:18px}.elig-result.show{display:block}.elig-result.good{background:var(--green2);border:1px solid #cce9d6}.elig-result.warn{background:var(--orange2);border:1px solid #f1d7bd}.elig-result.bad{background:var(--red2);border:1px solid #f0cbc7}.elig-result h4{font-size:21px;margin:0 0 7px}.elig-result p{font-size:14px;margin:0;color:#515d69}.note{font-size:12px;color:#707b86}.notice-list{display:grid;gap:8px}.notice{display:flex;justify-content:space-between;gap:14px;padding:13px 14px;border:1px solid #e0e5e9;border-radius:10px;text-decoration:none;background:#fff}.notice:hover{border-color:#b9c7d2}.notice-title{font-weight:850;font-size:14px}.notice-meta{font-size:12px;color:#78828c;white-space:nowrap}.tiny-badge{font-size:10px;font-weight:900;color:#315d9b;background:#eef5ff;padding:3px 5px;border-radius:4px;margin-right:6px}.faq-list{display:grid;gap:9px}.faq{border:1px solid #e0e5e9;border-radius:11px;background:#fff;padding:0 15px}.faq summary{cursor:pointer;font-weight:900;padding:15px 0}.faq p{font-size:14px;color:#5f6b77;margin:0 0 15px}.feedback{display:flex;gap:8px;align-items:center;flex-wrap:wrap}.feedback button{border:1px solid #d8dfe4;background:#fff;border-radius:8px;padding:8px 11px;font-weight:850;cursor:pointer}.footer{border-top:1px solid #e8ecef;padding:30px 0 48px;color:#6d7782;font-size:12px}.footer-grid{display:flex;justify-content:space-between;gap:24px}.footer a{color:#53606c}.page-head{padding:46px 0 22px;background:#f7f9fa}.page-head h1{font-size:36px;margin:0 0 8px}.page-head p{color:#66727e;margin:0;max-width:750px}.article{width:min(820px,calc(100% - 32px));margin:38px auto 70px}.article h2{font-size:25px;margin-top:36px}.article h3{font-size:19px;margin-top:27px}.article p,.article li{color:#4f5c69}.info{border:1px solid #dfe5e9;background:#f8fafb;padding:15px 17px;border-radius:11px;margin:17px 0}.warnbox{border:1px solid #efd7bb;background:#fff7ed;padding:15px 17px;border-radius:11px}.table-wrap{overflow:auto}.table{width:100%;border-collapse:collapse;font-size:14px}.table th,.table td{border-bottom:1px solid #e4e8eb;text-align:left;padding:11px 10px}.table th{background:#f8fafb}.hidden{display:none!important}.mobile-menu{display:none}
@media(max-width:820px){.wrap{width:min(100% - 24px,1080px)}.top{height:62px}.brand-icon{width:36px;height:36px}.nav{display:none}.hero{padding:38px 0 18px}.hero-grid{grid-template-columns:1fr;gap:24px}.hero h1{font-size:36px}.hero p{font-size:16px}.calc-card{padding:18px;border-radius:16px}.policy-box{grid-template-columns:1fr}.policy-link{justify-self:start}.section{padding:42px 0}.section-title{font-size:26px}.three{grid-template-columns:1fr}.check-grid{grid-template-columns:1fr}.compare{grid-template-columns:1fr}.footer-grid{display:block}.notice{display:block}.notice-meta{margin-top:5px}.page-head h1{font-size:30px}}

/* freelancer money tools */
.tool-section{padding:48px 0}.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.tool-card{display:flex;flex-direction:column;min-height:190px;border:1px solid #dfe5e9;border-radius:14px;padding:19px;background:#fff;text-decoration:none;transition:.15s}.tool-card:hover{transform:translateY(-2px);border-color:#aebdc8;box-shadow:0 10px 30px rgba(15,23,42,.06)}.tool-card .tool-tag{font-size:11px;font-weight:950;color:#17633a;margin-bottom:8px}.tool-card h3{font-size:19px;margin:0 0 7px}.tool-card p{font-size:13px;color:#65717d;margin:0 0 14px}.tool-card .tool-go{margin-top:auto;font-size:13px;font-weight:950;color:#175cd3}.tool-card.primary{border-color:#b8dbc7;background:#f6fcf8}.money-hero{padding:48px 0 24px;background:linear-gradient(180deg,#f7faf8,#fff)}.money-hero h1{font-size:39px;line-height:1.2;letter-spacing:-.04em;margin:0 0 10px}.money-hero p{font-size:16px;color:#626f7d;margin:0;max-width:760px}.tool-layout{display:grid;grid-template-columns:1fr .9fr;gap:16px;align-items:start}.tool-panel{border:1px solid #dfe5e9;background:#fff;border-radius:15px;padding:20px}.tool-panel h2,.tool-panel h3{margin-top:0}.big-result{font-size:34px;font-weight:950;letter-spacing:-.04em}.result-line{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px solid #edf1f3}.result-line:last-child{border-bottom:0}.result-line span{color:#65717d}.result-line b{font-size:17px}.source-note{margin-top:12px;padding:12px 14px;border-radius:10px;background:#f7f9fa;color:#5d6873;font-size:12px}.source-note a{font-weight:900;color:#285b9b}.mini-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}.mini-metrics>div{background:#f7f9fa;border:1px solid #e6ebee;border-radius:10px;padding:12px}.mini-metrics small{display:block;color:#6b7681;font-weight:800}.mini-metrics b{display:block;font-size:20px;margin-top:3px}.tool-tabs{display:flex;gap:8px;flex-wrap:wrap;margin:17px 0}.tool-tabs a{border:1px solid #d9e0e5;padding:8px 10px;border-radius:8px;text-decoration:none;font-size:13px;font-weight:850}.tool-tabs a.active{background:#132238;color:#fff;border-color:#132238}.ledger-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:15px}.ledger-summary>div{border:1px solid #e0e5e9;background:#f8fafb;border-radius:10px;padding:12px}.ledger-summary small{display:block;color:#687480}.ledger-summary b{font-size:19px}.ledger-head,.ledger-row{display:grid;grid-template-columns:.7fr 1.2fr 1fr 1fr 1fr 32px;gap:8px;align-items:center;padding:10px 6px}.ledger-head{font-size:11px;color:#78838e;font-weight:900;border-bottom:1px solid #dfe5e9}.ledger-row{font-size:13px;border-bottom:1px solid #edf1f3}.ledger-row .neg{color:#a74236}.ledger-row button{border:0;background:#eef2f5;border-radius:6px;cursor:pointer}.empty-state{padding:28px 8px;color:#77828c;text-align:center}.two-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px}.tool-lead{display:flex;justify-content:space-between;gap:20px;align-items:end}.quick-links{display:flex;gap:8px;flex-wrap:wrap}.quick-links a{font-size:12px;background:#eef2f5;padding:7px 9px;border-radius:7px;text-decoration:none;font-weight:850}
@media(max-width:820px){.tool-grid{grid-template-columns:1fr}.money-hero{padding:34px 0 18px}.money-hero h1{font-size:31px}.tool-layout{grid-template-columns:1fr}.mini-metrics{grid-template-columns:1fr 1fr}.tool-lead{display:block}.quick-links{margin-top:12px}.ledger-head{display:none}.ledger-row{grid-template-columns:1fr 1fr 32px;gap:3px 8px}.ledger-row span:nth-child(3),.ledger-row span:nth-child(4),.ledger-row b{font-size:12px}.ledger-row strong{grid-column:2}.ledger-summary{grid-template-columns:1fr}.two-actions{grid-template-columns:1fr}}

/* search-intent / platform-profit focus */
.money-home{padding-bottom:38px}.hero-actions{display:flex;gap:9px;flex-wrap:wrap;margin-top:18px}.compare-card{position:relative}.focus-label{position:absolute;right:18px;top:16px;font-size:10px;font-weight:950;letter-spacing:.04em;color:#087443;background:#e7f7ee;border:1px solid #cbead8;padding:5px 8px;border-radius:99px}.intent-strip{padding:0 0 28px}.intent-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}.intent-grid a{display:flex;flex-direction:column;gap:4px;border:1px solid #dfe6ea;background:#fff;border-radius:11px;padding:13px 15px;text-decoration:none}.intent-grid b{font-size:14px}.intent-grid span{font-size:12px;color:#17633a;font-weight:850}.platform-compare-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:12px}.platform-compare-grid>div{border:1px solid #e1e7eb;background:#f8fafb;border-radius:11px;padding:12px}.platform-compare-grid small,.platform-compare-grid span{display:block;color:#66727e;font-size:11px}.platform-compare-grid b{display:block;font-size:21px;margin:3px 0}.platform-compare-grid.vertical{grid-template-columns:1fr}.winner-box{display:flex;flex-direction:column;border:1px solid #bfe4ce;background:#effaf3;border-radius:12px;padding:14px}.winner-box small{color:#587067;font-weight:800}.winner-box strong{font-size:21px}.winner-box span{font-size:13px;color:#315742;margin-top:2px}.soft-rule{border:0;border-top:1px solid #edf1f3;margin:18px 0}.soomgo-verdict{display:flex;flex-direction:column;padding:14px;border-radius:11px;margin-bottom:12px}.soomgo-verdict strong{font-size:18px}.soomgo-verdict span{font-size:12px;margin-top:3px}.soomgo-verdict.good{background:#eaf8f0;border:1px solid #c5e8d2;color:#145d38}.soomgo-verdict.warn{background:#fff7e8;border:1px solid #efd9ad;color:#805514}.soomgo-verdict.bad{background:#fff0ee;border:1px solid #efcbc7;color:#8a352d}.safe-quote{margin-top:8px;background:#eff7ff;border:1px solid #d1e3f5;border-radius:9px;padding:10px 12px;font-size:13px}.safe-quote b{font-size:16px;color:#174e85}
@media(max-width:820px){.hero-actions .btn{flex:1}.intent-grid{grid-template-columns:1fr}.platform-compare-grid{grid-template-columns:1fr}.focus-label{position:static;display:inline-block;margin-bottom:8px}.money-home{padding-bottom:24px}}

/* Home: secondary information stays out of the way until needed. */
.compact-fold{padding-top:18px;padding-bottom:18px}
.home-fold{border:1px solid var(--line,#e5e7eb);border-radius:16px;background:#fff;overflow:hidden}
.home-fold>summary{cursor:pointer;list-style:none;padding:18px 20px;font-weight:800;font-size:16px}
.home-fold>summary::-webkit-details-marker{display:none}
.home-fold>summary::after{content:'+';float:right;font-size:20px;line-height:1;font-weight:500}
.home-fold[open]>summary::after{content:'−'}
.home-fold[open]>summary{border-bottom:1px solid var(--line,#e5e7eb)}
.home-fold>.section,.home-fold>.policy-strip{padding-left:0;padding-right:0}
.home-fold .wrap{width:100%;max-width:none;padding-left:20px;padding-right:20px}
@media(max-width:640px){.home-fold>summary{padding:16px}.home-fold .wrap{padding-left:14px;padding-right:14px}}